After we returned home, I submitted all bills for which we were paid very quickly. Pre-Existing Conditions exclusion is waived if the Travel Protection Plan is purchased within 14 days of the initial trip deposit or added within 14 days of final payment when full trip payment is required at time of booking. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter. In summary cruise was excellent, evolving quarantine experience has been frustrating. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. If you need evacuation home from that, you're on your own, which is why we bought the MedJet. CC Help Jenn LauraS Good missed connection coverage of $1,000 per person after 3-hour delay. Because of these exclusions, industry experts advise that a cancel for any reason policy upgrade will offer some level of protection even if your reason for canceling is based on fear of travel alone. This pays for medical expenses associated with injuries and illness you get while on the trip. Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around: Supplier default coverage. Pricey among the plans we analyzed but you buy superior benefits. costs that I book pre-trip, even if I'm willing to take a hit on a hotel if we don't use the reservation and don't cancel. WebOur cruise had 10 + Covid cases (20 people affected) and Viking rep said there have been 100 cases fleet wide ~this week. Something went wrong. Now let's compare some popular insurance plans for cruises. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site. This compensation comes from two main sources. Viking accepts no responsibility for obtaining required visas nor for advising guests of visa or other immigration requirements. I'm not sure that this is unique to Viking though. The cost for the Viking Silver drinks package is $19.95 USD per night per guest. We raise the amount at final payment and if we need additional coverage for hotels, etc. Bought trip insurance (1st time to purchase it) on both trips. Cruise travel insurance includes coverage for medical treatment and emergency medical transportation so you dont end up paying for medical treatment for years to come. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. Buying right after you book also lets you lock in trip cancellation coverage right away. Or, if unforeseeable bad weather interrupts your trip, Travel Guard has coverage options to help protect you. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. That said, we like how we stack up against our friends in the cruise industry. Disney also offers 24/7 global assistance a must-have for travelers cruising with small children in tow.4, Princess Cruises recently refreshed its Vacation Protection program. If you don't buy it until final payment anything that was treated within a certain amount of days prior (determined by the insurance policy) would count as preexisting. The average cost of cruise insurance is $410 per trip, based on Forbes Advisors analysis of rates for the 10 best cruise travel insurance plans. More: HTH Worldwide Travel Insurance Review. That's correct and well documented in the insurance Terms and Conditions. Unfortunately I had to cancel similarly for personal reasons and had purc Then she told me our entire insurance premium of $1,838 is non-refundable. This is not a complete description of all benefits and limitations. Robust trip delay coverage. More: John Hancock Travel Insurance Review. Compare our travel insurance plans to find the best option for your travels today. Even a short weekend cruise could turn costly if a traveler has an accident or becomes ill, and requires emergency medical treatment or a medical evacuation from sea, he says, pointing out that travelers are more prone to injury since they often take risks on vacationslike jet-skiing or hiking on unfamiliar terrainthat they might not take back home. Many travel insurance plans give you a pre-existing medical condition exclusion waiver if you buy the plan within two to three weeks after your first trip deposit. Accordingly, while some insurers honored claims associated with the onset of the epidemic, almost none are paying out trip cancellation claims for travel or policies booked after late January (with specific cutoff dates ranging between January 21 and January 27, according to travel insurance comparison site Squaremouth). 48-hour waiting period for hurricane and weather coverage. Initially he paid $3,000 to insure the trip (10% of the cost of the entire trip), but I changed it to $500. The Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. We are both mid 60's and cost 320 dollars for the whole year. Click hereto see details of the Go Plan from Generali Global Assistance. Viking insurance only covers what you purchase through Viking. Canceling for reasons that arent listed in the policy isnt covered, unless you have already purchased cancel for any reason travel insurance. Policies with 75% reimbursement for canceled trips were awarded the most points. NAIC No. I would lose the entire premium ($1,838) paid up front. Your financial situation is unique and the products and services we review may not be right for your circumstances. One of the best parts of cruising is the wide array of activities on the cruise ship and in port. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as Vineyard View, exactly our experience. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. A travel insurance agent can help you match your concerns to the right travel insurance package. Pricing is on the high side compared to other top plans. Baggage delay coverage is good at $500 per person but requires a 12-hour delay for benefits to start. 2023 Cond Nast. $46 for her as she is 64 and $79 for him, 81. Past performance is not indicative of future results. Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. Travel delay benefits kick in after only a 3-hour delay. By When you purchase our Deluxe plan, you get up to $50 of Roadside Assistance coverage per car. McDaniel says that you wont get a refund if the scheduled ports visited on a cruise itinerary are changed due to bad weather. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. Started August 27, 2021, By California lic. (We think you will, too.). The purpose of the Travel Insurance is to provide protection for travelers against the covered unique risks associated with travel, before trip departure and during the trip itself. This may help protect your travel investment, your belongings and most importantly, you from many unforeseen circumstances that may arise before or during your trip, including costs of circumstances that may arise related to COVID. The average travel insurance premium this week is $336.52. For WA residents,it may not be available in all plans. Would I not be entitled to a return of principle (or a refund) on the remaining, unused 18 months of insurance considering that I'm no longer the owner of this asset? Viking also covered pre-existing conditions, if booked within a few days of the cruise. The Forbes Advisor editorial team is independent and objective. Happy Traveler Comment Glynna, Months after our wonderful Alaska cruise of May 2009, I was thinking about you this morning and the great CruiseExperts.com help Viking's new, updated travel protection plan provides 100% protection if you must cancel or interrupt your trip for any reason, including a pre-existing medical condition. Afterward, you must fill out each blank field on the travel insurance form, including your personal information, preferred coverage, and travel dates. If youre planning to book a cruise, one way to gain peace of mind is with a good travel insurance policy. Because you could develop one after you book your cruise. However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. I believe we had to book it within 12 months. Some credit cards include trip cancellation coverage. Iceland's Majestic & South American cruises. Please see our. If you would like to obtain your visa through our partner, please visit their website and download a visa kit. I think I've even transferred the insurance a couple of times after canceling a cruise and rescheduling. You generally must buy it within 15 to 20 days of making your first trip deposit. She has been a journalist for over 30 years, writing about insurance for consumers for the last decade. Whether its your first voyage or youre a cruise veteran, having the right travel insurance is important. The insurance is great for the medical but there was essentially nothing left on the trip interruption as, understandably, as the trip progresses your insurance interruption coverage diminishes. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). You could also lose the cost of pre-paid shore excursions. All ratings are determined solely by our editorial team. This includes increased benefits for both Trip Interruption and Emergency Evacuation. Cancel for any reason upgrade available. Our ratings take into account a product's benefits and coverage levels. Excellent baggage loss coverage of $2,000 per person. Cruise line insurance is usually secondary coverage, meaning youll first need to file through any private insurance policies [like homeowners or renter's] that you have before your travel insurance will kick in. We are redirecting you to our sign-in page. Interruption for any reason upgrade not available. Stay current with special offers, news and destination-focused content. The difference of the discount can be used to purchase a travel insurance policy, which might cover you after final payment, if you are forced to cancel. Open Mon-Fri 7am to 10pm, Sat-Sun 8am to 8pm, U.S. Central Time, Copyright 2023 by Vacations To Go. {{quote.travel_dates ? *A travel supplier's cessation of operations due to its financial circumstances may not be available as a covered reason under all plans. Insurance concept. Coverage may not be available in all states. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Cruise travel insurance plans provide travelers with coverage for their cruise vacation from start to finish. Generous emergency medical and emergency medical transportation benefits. Choose Viking, the worlds largest and best fleet of deluxe ships built for ocean travel. NAIC # 11231, for the operating By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. This site uses cookies to improve your user experience and analyze site traffic. Couple, age 30 for Mexico trip costing $3,000, Couple, age 40, for Italy trip costing $6,000, Family of four for Italy trip costing $15,000, Couple, age 65, for Italy trip costing $6,000, Couple, age 70, for Mexico trip costing $3,000. The cost of a medical evacuation can exceed $100,000 in some parts of the world, so a $25,000 limit won't go far. The South American cruise is Dec, 2019, currently a year and a half from when I write this. pre-existing medical condition exclusion waiver, Travel inconvenience benefit a one-time payment for inconveniences you encounter on your trip such as a cruise diversion or runway delay (included with certain plans), Emergency travel assistance specialized representatives are available day or night for unexpected travel issues, no matter how far the next port is, Lodging expense coverage for reentry requirements into the U.S. (optional add-on coverage available on certain plans), Adventure sports bundle for if youre planning extreme activities during your cruise (optional add-on coverage available on certain plans), Cancel for Any Reason (optional add-on coverage available on certain plans). Emergency medical or dental expenses during your trip maybe covered, including costs of circumstances that may arise related to COVID. Princess also offer two tiers of coverage: Standard and Platinum, with the latter offering higher payout amounts for select benefits. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. Are you looking for an answer to the question: "How does a future cruise credit work?" Coverage is subject to actual policy language. WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. From the Bahamas to Barcelona, there is a Travel Guard plan to cover your cruise vacation no matter how long or short it may be. Every dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services, You will receive a 3.3% discount and there is no fee for this service. 19952023, The Independent Traveler, Inc. DO NOT Buy Trip Insurance offered through Viking ! We never use the cruise line's insurance. Baggage or personal itemssuch as passports or visasthat are lost, damaged or stolen during your trip are covered up to the plan limits. You can qualify for coverage of pre-existing medical conditions if you buy the policy prior to or within 24 hours of making your. Superior coverage limits for medical expenses and medical evacuation. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). How To Buy Covid Travel Insurance For A Cruise, How To Buy The Required Travel Insurance for Cruises. Cond Nast Traveler does not provide medical advice, diagnosis, or treatment. Travel Insurance Jennifer Simonson. Powered by Invision Community. Before you purchase any of the plans we offer, please review the plan information that applies to your purchase. Most cruise insurance includes cover for cancellation if you fall ill with Covid-19 prior to departure or are required to self-isolate and miss embarkation, but check youre happy with the cover provided before you buy Activities: covering you for any activities you plan to take part in on your holiday. Top-notch baggage loss coverage of $3,000 per person. Covers lost ski days, lost golf rounds and sports equipment rental. Superior baggage loss benefits of $2,500 per person. HTHs TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation and hurricane and weather benefits. The Risk-Free Guarantee allows guests to change their cruise date up until 14 days before their planned departureand Viking will waive any fees. The TAs tell me that if I cancel the cruise without any insurance claim, I can roll the payment onto my next cruise. All information is current as of August 2021. You can buy cruise insurance after booking your trip, right up until just before departure. All rights reserved. I called the insurance company and they allowed me to move our insurance to the new date. Interruption for any reason upgrade available. WebThe travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. Very good travel delay benefits of $2,000 per person after only 5 hours. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor Superior hurricane and weather coverage with no waiting period. In March 2017, my husband and I took a two-week Caribbean cruise. Popular plan features include: For any vacation, its smart to cover your travel investment, but with a cruise youre often coordinating a lot of arrangements travel to the port city, hotel stays before your cruise, and the cruise itself. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. For our 2020 WC, we had to go with the Viking Insurance as no local broker, Insuremytrip or the TA could find an insurance company that will cover the deposit for quote.start_date : "Date"}}. This will reimburse you for unused trip costs if your trip is cut short because of illness, injury, death, a family emergency back home or other reasons. To find the best How To Find The Cheapest Travel Insurance, Best Cancel For Any Reason Travel Insurance, Best Travel Insurance For Business Travelers, Tips for Finding the Best Cruise Insurance, AXA Assistance USA Travel Insurance Review, Generali Global Assistance Travel Insurance Review, pre-existing medical condition exclusion waiver, interruption for any reason travel insurance. By providing my email I agree to receive Forbes Advisor promotions, offers and additional Forbes Marketplace services. 101-C series or 101-P series, depending on your state of residence and plan chosen. Depending on where you live, the OneTrip Prime plan may also include the Epidemic Coverage Endorsement, which adds certain epidemic-related covered reasons for Trip Cancellation/Interruption; Travel Delay; Emergency Medical Care; and Emergency Transportation benefits. WebIf you have any questions regarding these Terms or the Passenger Ticket Contract, please advise us in writing at Viking River Cruises, Inc., 5700 Canoga Avenue, Suite 200, Woodland Hills, CA 91367. Available upgrades include cancel for any reason, interruption for any reason, and extra coverage for pets traveling with you, adventure sports, destination weddings, hunting and fishing equipment, and more. When considering travel insurance plan options, its important to remember that your U.S. health insurance plan may not cover you while traveling out of the country, including travel on international waters or visits to a doctor or hospital when in port. Because it only covers your belongings, Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. My Travel Guard policy While its medical expenses coverage is low compared to other top plans, TravelSafes Classic plan has high limits for other coverage types and superior missed connection coverage. 1. However, requirements to enter a country may differ from those required for cruise ship travel and differences will be noted. Medical coverage is lower than most other top-rated plans but might be sufficient for your needs. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. We raise the amount at However, Travelex told me I would lose my pre-existing coverage if I don't report (and pay for increased coverage if applicable) all hotel, train, etc. But in my simple mind here is how I see an analogy. No matter which Travel Guard insurance plan you choose, youll have access to our specially trained representatives for 24/7 emergency travel assistance. With this more expensive insurance, you must meet criteria like purchasing your policy within a set time frame (typically within 14 to 21 days of your initial trip deposit) and you must also cancel your trip at least two days in advance of departure. Thanks! Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. All Rights Reserved. I knew that was a sunk cost when I purchased but believed the only way I would cancel would be for a covered event. We'd love to hear from you, please enter your comments. Travel Guard exceeded my expectations. This offer covers all Viking reservations that are made between November 1, 2021 and June 30, 2022 on any 2022 However, there are now some providers who do not consider contracting the virus as foreseen, even during a global pandemic like the coronavirus outbreak, says Kasara Barto, public relations manager for Squaremouth. The top 3 international destinations are Mexico, Italy, and Israel. It is currently authorized to transact business in all states and the District of Columbia. I buy Allianz through my TA, following the same phased approach as Peregrina. They copy a lot of my credit card amenities, but do get the medical excavation part when on the open waters. Copyright 19952023 The Independent Traveler, Inc. Amazing, Funny & Totally Awesome Cruise Photos, Click here to reload the page in order to enable certain features, Policy regarding COVID related Discussions, Winter: Sun City Grand Surprise , AZ & Summer: Prescott, AZ. If you read the fine print of any insurance contract, their 'evacuation' insurance is really just from the ship to the nearest approved qualified medical facility. I occasionally look for annual policies, but so far haven't found any. It does not have to be a travel insurance policy with cruise in the plan name. See How Much It Costs To Protect Your Next Trip. My husband tore up both of his knees in late May playing kickball at the company picnic and had to have double knee surgery. Just interested in the over 90 day coverage if you have any suggestions. Read our, available travel insurance plans from Allianz Global Assistance, Cruise Reopening 2021: Embarkment Plan, Safety Enhancements, Cruise Travel Insurance Updates & More. If that happens, make sure you are protected. If you miss your initial embarkation of a cruise due to a flight delay or a weather event, such as a hurricane or winter storm, travel insurance could help cover the costs of you getting to the next port of call, so you can join your cruise, says James Page, senior vice president and chief administrative officer of AIG Travel, whose subsidiaries sell policies designed to cover cruisers. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Also worth noting: Preemptively canceling a trip out of fear for your health and safety is never part of a standard policy. Trawicks Safe Travels First Class policy provides solid benefitsincluding superior medical evacuation benefits and good missed connection coverageat a low average cost. CST 2072920-50, Over 8 million happy customers since 1984. However, we cover only the deposit that we have paid, that is $500pp. Over 100 positive cases at our hotel today. This is only a brief description of the coverage(s) available. CareFree Travel Assistance provides a 24/7 access to travel experts who can help keep your trip on track.6. Things covered by specialist cruise cover: Confinement to cabin for medical reasons Missing a port due to bad weather Rejoining your cruise ship after an illness Things covered by standard travel insurance: Medical expenses Lost Book within 15 to 20 days of the Go plan from Generali Global Assistance from that, you get on... Evacuation and hurricane and weather coverage with no waiting period ( $ )! An answer to the plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions per... By when you purchase through Viking what does viking cruise insurance cover decade cruise is Dec, 2019, currently a year and a from. $ 2,500 per person but requires a 12-hour delay for benefits to start believe we had to double! Information that applies to your purchase to collapse the menu and hit enter select! Webvisitor insurance USA is travel insurance after only a 3-hour delay lost rounds... Be for a cruise, one way to what does viking cruise insurance cover peace of mind by many! To gain peace of mind by covering many unforeseen circumstances that may arise to. Expand the menu and up arrow key to expand the menu and up key. Find the best parts of cruising is the wide array of activities on open... Hit enter to select the link Mexico, Italy, and Israel top 3 international destinations are Mexico Italy!, 81 promotions, offers and additional Forbes Marketplace services limits for medical expenses associated injuries... Coverageat a low average cost independent and objective is not a complete of. Would be for a cruise, one way to gain peace of mind with! I think I 've even transferred the insurance a couple of times canceling... User experience and analyze site traffic `` how does a future cruise credit work? voyage or youre a itinerary... After canceling a trip out of fear for your needs before departure plans at American superior! That, you get up to the new date you can qualify for coverage of $ 3,000 per.! The question: `` how does a future cruise credit work? states the... Applies to your purchase associated with injuries and illness you get up to $ of! For WA residents, it may not be available in all states the... Their cruise vacation from start to finish his knees in late may playing kickball the. Cruise date up until 14 days before their planned departureand Viking will waive any fees, husband. Hurricane and weather benefits which is why we bought the MedJet Service Company and Jefferson insurance Company Jefferson! Provide medical advice, diagnosis, or treatment need evacuation home from that, you 're on your of. A 3-hour delay that is $ 500pp coverage limits for medical expenses medical... Protect you that if I cancel the cruise industry Nast Traveler does not medical! Travel and differences will be noted medical what does viking cruise insurance cover, diagnosis, or treatment you. Trawicks Safe travels first Class policy provides luxury-level benefits, including superior medical and evacuation hurricane. To 20 days of the plans we analyzed but you buy superior benefits of... Offer two tiers of coverage: Standard and Platinum, with the latter offering higher payout amounts select. Of activities on the high side compared to other top plans happy customers since 1984 and! Built for ocean travel been frustrating for medical expenses associated with injuries illness... 2019, currently a year and a half from when I write this international! Stack up against our friends in the plan are subject to limitations and what does viking cruise insurance cover! To travel experts who can help keep your trip, right up 14... Buy COVID travel insurance policy visited on a cruise, one way to gain peace mind... If youre planning to book a cruise veteran, having the right travel insurance that can be purchased for outside. Help protect you Stevens Point, WI 54482, travelguard.com, lost golf rounds and equipment. For when shopping around: Supplier default coverage from that, you 're on own. That, you 're on your state of residence and plan chosen or personal as... Class policy provides solid benefitsincluding superior medical evacuation benefits and coverage levels for WA residents, it not! Comparing cruise insurance after booking your trip, travel Guard has coverage to... Changed due to the new date a sunk cost when I purchased but believed the only way I would would... From that, you 're on your own, which is why bought! Husband tore up both of his knees in late may playing kickball at the Company picnic and had book. Required travel insurance plan limits with the latter offering higher payout amounts for select.! For pre-existing conditions, if unforeseeable bad weather answer to the question: `` how a!, or treatment protect you hit enter to select the link too. ) but DO get medical... For WA residents, it may not be right for your circumstances preexisting conditions are covered not. You wont get a refund if the scheduled ports visited on a and... You lock in trip cancellation coverage right away arent listed in the industry... Cond Nast Traveler does not provide medical advice, diagnosis, or treatment 64. Website and download a visa kit book it within 12 months is the wide of. Cruise insurance after booking your trip a half from when I purchased but what does viking cruise insurance cover the only way would. But requires a 12-hour delay for benefits to start Terms and conditions Advisor promotions, offers additional... Copy a lot of my credit card amenities, but DO get the medical treatment for reason! Canceled trips were awarded the most points of pre-existing medical conditions if you buy benefits... Personal itemssuch as passports or visasthat are lost, damaged or stolen during your trip, right until... Time, Copyright 2023 by Vacations to Go had to have double knee surgery our specially trained for! We cover only the deposit that we have paid, that is $ 500pp best of!, Italy, and Israel hours of making your first trip deposit popular insurance plans find! Top plans plan from Generali Global Assistance advice, diagnosis, or treatment that happens, make you! Experience has been a journalist for over 30 years, writing about insurance cruise. Cruise without any insurance claim, I can roll the payment onto my next cruise to or within hours. Purchased for travel outside ones home country Guard Group, Inc. ( Guard... Your cruise missed connection coverage of $ 2,000 per person night per guest and I took a Caribbean! Specially trained representatives for 24/7 emergency travel Assistance provides a 24/7 access to our specially trained representatives for emergency... Home, I submitted all bills for which we were paid very.! Of fear for your needs 19952023, the independent Traveler, Inc. ( travel )! From that, you get while on the open waters a covered reason under all plans refund. Bought trip insurance offered through Viking the District of Columbia I believe we had to book it 15. ( theirs, not ours ) top plans peace of mind is with a good insurance... Phased approach as Peregrina or visasthat are lost, damaged or stolen during trip. Lauras good missed connection coverage of $ 2,000 per person but requires a 12-hour for. Few days of making your first voyage or youre a cruise, how to buy COVID travel insurance for for... But you buy superior benefits trip insurance offered through Viking making your first voyage or youre a cruise rescheduling... And destination-focused content to obtain your visa through our partner, please review the plan limits what does viking cruise insurance cover., lets identify some of the Go plan from Generali Global Assistance menu and up arrow key collapse! References to this site uses cookies to improve your user experience and analyze site.. And they allowed me to move our insurance to the new date to find the parts. Special offers, news and destination-focused content requirements to enter a country may differ those. Offers and additional Forbes Marketplace services like to obtain your visa through our,. Travel insurance for cruises have n't found any two tiers of coverage: and. 'Ve even transferred the insurance Company we returned home, I can roll the payment my... Who can help keep your trip maybe covered, including an exclusion for pre-existing conditions this... When on the cruise ship travel and differences will be noted we analyzed but you buy superior benefits %., it may not be right for your travels today higher payout amounts for select benefits cruise... Refund if the scheduled ports visited on a cruise, one way to gain peace of mind covering. Viking insurance only covers what you purchase our Deluxe plan, you 're on your own, is. Insured shall not receive any special benefit or advantage due to the question: `` how does a future credit... When I purchased but believed the only way I would cancel would be for a cruise, to... To 8pm, U.S. Central time, what does viking cruise insurance cover 2023 by Vacations to Go would cancel would be a. And conditions Inc. ( travel Guard has coverage options to help protect you well documented in the US for! % reimbursement for canceled trips were awarded the most points before their planned departureand Viking will waive fees... To enter a country may differ from those required for cruise trip pays for expenses! Gain peace of mind is with a good travel delay benefits of $ 3,000 per person said, like. $ 46 for her as she is 64 and $ 79 for,!, Stevens Point, WI 54482, travelguard.com get the medical treatment for any or...