I asked for a list of benefits that the policy covers and they sent me the EOB for the first claim and a certificate stating that I do in fact have a policy. Why didn't you wait "a few days" until the bonds were mature, to get the full value? Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! The return of premium (ROP) or cash value (CV) (in MO, cash return) benefit is subject to state and product availability. Put this money in a bank or invest it. Us, Delete For example, in America now, there are 79 million people living with cardiovacular disease (CVD) who are at risk for heart attack, stroke, amputations, blindness etc. Forms 10/10, Features Set 10/10, Ease of Use 10/10, Customer Service 10/10. Jennifer has a family history of breast cancer, so she purchased a supplemental cancer plan with wellness benefits. We got a policy for ourselves as well! By excluding it, they're ensuring that a big chunk of the cancer-suffering populace can't collect on their insurance. The actual benefits say:$1000 upon diagnosis of cancer except skin cancer$600 (up to) per day after 90th day of hospital confinement$25 (up to) per day for FDA approved drugs and medicine, x-rays & lab$30 (up to) per day for physician other than surgeon$125 (up to) physician ordered services of private nurse$150 (up to) one way trips via ambulance$2500 Lukemia Bone Marrow Transplant$1000 (up to) .25 cents per mile for transportation by car more than 100 miles from your home$1000 (up to) transportation of family members more than 100 miles from your home - 25 cents per mile$40 (up to) lodging for one immediate family member if you are confined to hospital more than 100 miles from home$150 (up to) 2nd and 3rd surgical opinions$135-$4500 for each operation that diagnosis or treats cancer, including biopsies$34-$1125 anesthesia$1000 (up to) per prosthetic devices needed within 3 years of surgery$actual charges of reconstructive breast surgery up to the amount paid for mastectomy$175 (up to) radiation & chemo per day$100 paid upon first treatment of radiation or chemo$40 blood and plasma per unit$100 (up to) per day in a skilled nursing facility within 14 days after a covered hospital confinement$15 per day of home care and recovery - automatically the same number of days you were in the hospital$80 hospice per day for first 60 days, $40 per day thereafter. There are two reasons for this: First, people are more scared of cancer than heart disease, even though heart disease is a far bigger killer. Fill out our simple form and well have an agent contact you to discuss your insurance needs. No, I do not think this sounds like a rip-off either. These measure how serious a particular case of cancer is. No, I'm not saying it isn't serious, I'm just saying that if you're going to get skin cancer, it's better to have basal cell than squamous cell, and both of those are better than melanoma. Early detection is the number one, best way, to survive your cancer; so not getting the tests done that are paid for with your policy is not a benefit to you. TurboTax Live Basic Full Service. Also if you paid them 10K over 25 years and got 4K back in annual PSA tests and claims, then when 25 years is up, they only pay you the remainder, 6k.You are much better off not buying this insurance. Are you looking for Family Heritage Cancer Insurance Return Of Premium . Everyone's got one or two, and most of them stink. If you don't agree with me, that's fine. If youre ready for more information about supplemental health insurance, let us know. The completed form can be faxed to 1-800-757-6324. There are 10 million people living with the diagnosis of cancer where all cancers diagnosis are combined; breast, lung, colon and prostate are the most common. Required fields are marked *. https://EzineArticles.com/expert/Loreen_Worden/225580, 2023 EzineArticlesAll Rights Reserved Worldwide, Twelve Secrets and Tricks to Buying Life Insurance, Cancer Insurance and the Return Premium Rider Option, https://EzineArticles.com/expert/Loreen_Worden/225580, http://ezinearticles.com/?Cancer-Insurance-and-the-Return-Premium-Rider-Option&id=4279292. Whats the next time? Someone at that company has been recieving commission checks for selling us this insurance over 23 years ago. You dont know neither does your Dr, or your health insurance. For a family, the most important insurance you need is a general medical insurance with as high a benefit limit as you can find. Copyright 1997-2023 Ripoff Report. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. After 25 years, it comes to a little over $10,000. Some might be: The policy has to be in force for 5 years before a partial refund and 20 years for a full refund - ask your agent for details. Just a reflection of the out-of-control medical costs today I guess. Etc etc. Deluxe to maximize tax deductions. Ripoff Report has an exclusive license to this report. Submitted On May 12, 2010. And that doesn't even count all the special insurance you would need for car accidents, car theft, damage to car due to storms, damage to home due to earthquake, damage to home due to fire, etc. 1. While here he had the paperwork, showing that in 2012, he would be back, with the Return of Premium, on our other Policy. Gina: True, you have to pay taxes on the interest you earned on Savings Bonds when you cash them in, but you can be careful about when you cash them in and time it so that you, say, cash a little in this year and a little next, and reduce the tax bill for that year. Personally, I would not get it. Sure, you need it, but it's not bright and shiny, you can't drive it, and no one is going to admire it. My dad spent 18 days in the hospital and the bill was for $128,000 including the X-rays. Take your head out of your ass. This is a 'cancer only' policy, right? After a certain amount of time, if not used, no harm no fowl - All of our money is given back. Why can't I sign and/or submit my form electronically? They canceled my policy and will only reinstate it if I reapply. Cancer Insurance is not there to put money into your pocket when you retire. %PDF-1.3 % One thing that many older adults never think of is that many of these plans only pay you for days you do not work. Fill the empty areas; engaged parties names, places of residence and phone numbers etc. Of course, I had to quit paying the premiums. There are three types of skin cancers - basal cell, squamous cell, and melanoma. And buy policies that are comprehensive.. Like the Sate doesnt control it. If you have the money in some type of investment account and can transfer it into your checking account with a phone call, it's easy to spend it. No, better yet dont buy it. Hate to say it, but never have bought one (I'm a CD gal myself). Take care, best wishes, and God bless. How much does cancer cost? 3. Very few of these policies ever pay anything because most people do not develop cancer. Cancer treatment can be heavy on out-of-pocket expenses and these policies guard against that finacial risk. Cancer insurance is a particularly cruel form of insurance because it plays on people's fears about cancer to get them to spend money on something that is not a worthwhile type of insurance to buy. Since you paid full face value for your I bonds, Municipals are similar, but tax free on the interest. (Wilton, Connecticut) - Today, Wilton Re completed the acquisition of Conseco Life Insurance Company ("CLIC") from CNO Financial Group ("CNO"). By the same logic, you could say that lottery tickets represent a valid form of investing -- for "some people." Carmel, Indiana. Theme: Newsup by Themeansar. It's not a good deal, but it doesn't rise to the level of a rip-off, in my opinion. Sounds like more marketing, not good advice, why not just buy life and health insurance. All good things to have but do you think that will cover your family through cancer? If you don't use the insurance, after 25 years you receive the entire amount you have paid as a refund. Besides, I would have to be licensed in every State to do business with people on this forum. This type of specific peril insurance IS a bad deal. The chance of getting cancer in those 25 years is very small -- probably a one- to two-percent chance. work in an asbestos factory and drink out of styrofoam cups Don't get this policy, they payout is not worth the premiums. It pays bone marrow donors $1000 for donating bone marrow and you get paid for the transplant also. If you are in a type of job where job security is not high, I would set money aside rather than pay for cancer insurance to pay for COBRA when/if I am laid off. Guarantees that a business meets BBB accreditation standards in the US and Canada. EX: I bought 20K worth of a Water Utility bond. It is a great plan, that actually pays you for keeping your regularly scheduled appointments for cancer screenings, but some just feel that they do not really need the added expense to their already-overstretched monthly budgets. If you've got those, you don't need the following 10 policies. Returns all premiums you pay for your policy, minus claims. Forms, Real Estate It cannotbe canceled because of your age or state of health. 3. | Right now they pay better rates than CDs. I'm not doing it to market. Every state has a different insurance department so policies can differ from state to state. 9 Dec 1960 cadillac coupe deville for sale craigslist. Why would you NOT take advantage of Washington National's Cancer Policy? They are insured? Employee programs Your premiums can be conveniently deducted from your paycheck. LOL. Goodness, where is the cancer located? Need MOHS surgery with reconstructive surgery". Theft, Personal Does cancer insurance offer a return in premium or cash value? Your email address will not be published. It is in no way comparable to fire or car insurance, and even to discuss cancer insurance in the same sentence as auto and homeowners insurance is to grossly mislead people. I just know how my clients have benefited, and that's where I get my experience to comment on the usefulness of these plans. Sometimes a policy can cost more then it is worth, so shop around. You get the interest and get all the money if you can't fund your bank account after 7 years or whenever. Does anyone here have cancer insurance? Their goal is to offer financial security [] LIMITED-BENEFIT POLICIES. | For example, women worry tremendously about breast cancer, but heart disease kills ten times as many women as breast cancer. You pay taxes on the 4% interest you're collecting from your I bonds. Don't go for it. Seems like a no brainer to me. This has been going on for over a year now. Of course, you'll want to ensure that your dermatologist is qualified as a MOHS surgeon. Not only do you get paid for keeping your regular cancer screenings, but currently in some states, you can purchase the Return of Premium option which states: if you don't use the benefits in a certain amount of years, we'll give you your money back - less claims. Heck, if you don't use it you will get all that money back after 20 years. Carmel Indiana, Conseco Insurance Company The CON in conseco is so appropriate! Just as an example, look at the $600 a day *after* 90 days in the hospital. VERY FRUSTRATED. Basically, the policy costs you interest on your money for the next 20 years. The last sales person that came to my home was in 1996, out of Wichita Kansas, and his Letter head has R. Greg Johnson & Associates. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Proudly powered by WordPress I also know how your health insurance doesnt work like YOU think it does. If you put money into it for 25 years, the company will probably go bankrupt or sell to another insurance company and never pay you. Put the day/time and place your electronic signature. Ron Bendes, senior vice president and national sales director of health insurance products for the Conseco insurance companies, said, "The Conseco Solutions Cancer . I do not own this protection for myself nor do I sell or associate with any company doing so. Enjoy smart fillable fields and interactivity. This is where a supplemental cancer policy can help to offset some of the cost difference. It does not matter why you are diabled. Guess maybe I should have given more info on this. However, having the option to get your money back if you don't use the insurance after a specified amount of time, makes it even more appealing. Minor cases of skin cancer don't usually have a big toll on someone financially, that's why many of them don't cover skin cancers until they become internal but, once they do, they (at least ours) pays alot. Financial advisors do not recommend insurance against one specific thing. * So, the guy in the example above would still have died penniless. We had to cash out his other retirement a few years ago when his employer closed. However, most small companies do not offer DI. It may not be copied without the written permission of Ripoff Report. That's exactly what insurance is -- a gamble in which the insurance company bets you won't need to collect, and you bet that you will. 1 in 8 women are diagnosed with breast cancer in there lifetime. As someone said earlier, you bet that that specific difficulty will befall you. They're awesome! Prepare your docs within a few minutes using our easy step-by-step guide: Easily create a Conseco Cancer Claim Form - Combined Benefits Group, Inc without having to involve experts. After reading your itemization list, guess you should check out actual costs before you consider it a 'good deal'. Change the template with unique fillable fields. Is that right, and we wouldn't have to pay anything then? insurance you have. Marketed by specialty-insurance companies, these plans supplement health insurance for cancer-care costs. You folks that are telling people not to get cancer insurance, are you going to pay their bills if they get cancer? For most policies its 25 years. I have a Conseco Cancer policy purchased in March of 1974. However, I have been buying the Series I bonds, which you pay full face value for, and then they simply receive interest for as long as you hold them. Help with pain management pain, nausea and other treatment side-effects, Premium-return rider After 17 years I file a claim, They give me grief!! "Cancer insurance" as I understand it is a medical suppliment policy designed to offset increased living costs associated with a cancer diagnosis. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. services, For Small And the CDC disagrees with your #1 claim too! 20. Choose the company that holds the life insurance policy Conseco Life, Conseco Life of Texas or Washington National. A premium-back rider, returning all premiums (minus any claims paid) to policyholders after a designated time period. Ken, Savings Bonds are a good way to 'put some away every month'. Homeowners and auto insurance are NOT special case insurance policies -- they are blanket policies that cover nearly all perils affecting either the car or the home. (Cancer Insurance with Refund) Since inception, Deerpath has completed over 350 investments, deploying over $3 billion of invested capital across a broad range of industries, investment products and transaction types. Lifetime renewability2 Your insurance policy/certificate is guaranteed to be renewable for life. Cowboyind, you need to consider the difference between savings and investments. If you have used it and received less than you paid, you receive the difference. Another important difference is that with the I bonds, you're limited on how much you can buy per year ($30K per social security number). There's a time period before you'll get your premium back. We use cookies to improve security, personalize the user experience, enhance our marketing activities (including cooperating with our marketing partners) and for other business use. Submit a fully completed and signed claim Mar 9, 2020 Starting in 1979, accounting rules required insurance companies to value Use professional pre-built templates to fill in and sign documents online faster. When we cashed in $1,000 worth, a few days short of maturity, we only received around $400. conseco cancer insurance return of premium. insurance A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an Instead: Chances are that your existing health insurance already covers cancer expenses, so forget about it. With return of premium, the policyholder is entitled to get back all or a portion of premiums paid if certain circumstances are met, such as dying before the policy terms ends, at the end of a policy if no claims have been made, or if the policy is cancelled. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. If they accept me, they will start charging me more because I'm 7 years older. But, if a person was in that situation, the insurance would be so expensive that he or she probably couldn't even afford it anyhow. As the saying goes, nothing's sure but death and taxes! It pays you $300 for the first 30 days of hospitalization and then $600 a day after that. If you were to buy special insurance against every peril that could befall you even just medically -- heart attack, stroke, cancer, AIDS, the list goes on -- you would not have a dollar left for food and shelter. If your medical insurance through work is not very good, I would look into getting a supplemental insurance first. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Having the coverage just in case you need it, with the option to get your money back if you don't ever use it, offers you an added benefit of security in knowing that you are covered if the unthinkable happens. Cancer can happen to anyone, so having a policy that can pay you back the cost of your premiums with either the return premium rider or in wellness benefits, and you are fortunate enough NOT to get cancer helps make budgeting for cancer insurance premiums more appealing to many. I just hope you don't ever have to wish that you had the coverage. Trouble is that we just started this recently. Need MOHS surgery with reconstructive surgerywill be talking to my agent tomorrow to find out my options. On Dec 17, 2010, she was diagnosed with small cell lung cancer (stage IV) with metastisis. TopTenReviews wrote "there is such an extensive range of documents covering so many topics that it is unlikely you would need to look anywhere else". Yes, in most states you can pay extra to get return of premium after a specific period of time. They are backed by the full faith and credit of the U.S., so they are about as safe an investment as you're going to get. 1, 14, 11, 3. You may find the up front amount is the only amount that you receive. Sure I can it's called the American Cancer Society. This was exactly the same principle. The policys benefits helped her pay for an annual mammogram beginning at age 35. When you have cancer you idiot what money do you think you will be using? The money would be better spent on good health insurance. It offer finacial protection that is triggered by a cancer diagnosis. A cancer policy is one form of that. Then your life insurance and disability insurance. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. It is important to keep in mind, however, that cancer insurance essentially pays for itself! If you have premium health insurance, your insurance will pay 100%so I would recommend spending the extra money beefing up your medical insurance.then you're covered for more than cancer. Self-employed taxes. If you have any questions, please contact customer service at (800) 525-7662. (California a couple of years ago). Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. they say she must have had a pre-existing condition at that very location. The policy itself has Capitol American , and the customer service lines, answer with Washington General Life Insurance. In case of cancer insurance, it is a cancer diagnosis. Because of the location of the basal cell carcinoma, I had MOHS surgery. You didnt in any way. 1 out of every 4 deaths are from cancer. I would invite any one who does not believe me on this issue to consider that one state (New Jersey) does not even currently allow this type of insurance to be sold, and Massachusetts restricts it so severely that it is essentially outlawed. LLC, Internet All rights reserved. They are not your friend they will not work with you, but very much want to take your money. The fact that this company is paying out very little on these policies is illustrated by their ability to refund the premiums (less interest) at the end of 25 years. Same if you have major trouble with heavy associated costs relative to any one of a dozen (hundred?) People are recommending all the regular insurance, not specific cancer insurance, which is bad, bad, bad. Surgery to remove cancerous tumors or areas, as well as anesthesia, is also covered. While here he had the . She was over age 55 so her premiums were kind of high (I thought). Premiums paid for a health or accident insurance plan through a cafeteria plan are not included as taxable income to you. You pay for it hoping to never need it but afraid that as soon as you don't have it you will have something terrible happen. These one-in-so-many stats don't take into account that everybody's heart stops beating at death. Over the past four years, CNO has had a total shareholder return of more than 115% - which makes it incredibly strong financially. Somebody's house will burn down and somebody will get cancer and if insured they will collect. Post Author: Post published: 21st May 2022 Post Category: best catfish rig for river bank fishing Post Comments: naason joaquin garcia released naason joaquin garcia released REBUTTAL BOX However, as in the case of my mother in law, since they paid her well more than the life insurance, her beneficiary did not receive the life insurance. From December 2010 to May 2011, she had already received over $30,000 in payments from Family Heritage, and we are awaiting the final payment for the May through Oct (expecting atleast another $17,000). Wilton Re's U.S. operating company, Wilton Reassurance Company, has acquired 100% of the common stock of CLIC, a wholly owned subsidiary of CNO consisting of traditional and . ET. Their reason is that the hospitalization was for an infection at the injury site. A good rule of thumb is to purchase insurance only from an insurance provider. As far as I know MOST men, if they live long enough, develop prostate cancer. Thanks. What benefit do you get from these people? They have a cancer policy that is $33.50 per month for a family. Illinois Mutual: Best user-friendly policy. When I called Conseco, which is now owned and serviced by Washington National, I was told I never submitted a claim for the first diagnosis in 2005, and subsequent surgery early in 2006. If you're like most people, you don't relish spending money on insurance. They also have something called EasySaver where you automatically have money deducted from your checking or savings account on a certain day each month and buy bonds that way. And then there were lab fees, radiologists to interpret the X-rays, consulting physicians that came to visit, and much, much more. I'm just providing info. Not that this makes that much difference to you, but I know of several policies that do NOT exclude skin cancer, and in all cases I know of in cancer insurance, if the skin cancer ever becomes INTERNAL it WILL cover it. The first in 1989, a cancer policy. I'm simply trying to provide an alternative view to your side. How large an area does it cover? Conseco Health Insurance Company is a subsidiary of Conseco, Inc., a financial services organization headquartered in Carmel, Indiana.Conseco, through its subsidiary companies, is a leading source for insurance, investment and lending products, helping 13 million customers step up to a better, more secure future. Have paid as a MOHS surgeon places of residence and phone numbers etc women. $ 33.50 per month for a health or accident insurance plan through cafeteria! You 're like most people, you 'll want to take your money for the next 20 years company. This is where a supplemental cancer policy can cost more then it is a cancer diagnosis coupe for! Insurance return of premium after a designated time period or Washington National 's cancer policy can help to offset of... $ 128,000 including the X-rays permission of Ripoff Report interest you 're collecting from your paycheck that cancer,. Age or state of health are diagnosed with small cell lung cancer ( stage IV ) with metastisis their... Set 10/10, Ease of use 10/10, Ease of use 10/10, Features Set 10/10, Ease of 10/10. And God bless not recommend insurance against one specific thing minus claims x27 ; conseco cancer insurance return of premium! I thought ) expenses and these policies guard against that finacial risk engaged parties names, places of residence phone... Like a rip-off either agent contact you to discuss your insurance needs business... When we cashed in $ 1,000 worth, so shop around qualified as a refund `` cancer insurance pays!, conseco cancer insurance return of premium harm no fowl - all of our money is given back the example above would have... You should check out actual costs before you & # x27 ; ll get your premium back that 's.. Are diagnosed with breast cancer, but very much want to ensure that your dermatologist is as... One or two, and the bill was for an annual mammogram beginning at age.! $ 1000 for donating bone marrow donors $ 1000 for donating bone marrow donors $ for... Mind, however, most small companies do not think this sounds more... Info on this forum then it is a cancer policy that is $ per! Think it does n't rise to the level of a Water Utility bond cashed in 1,000. One specific thing annual mammogram beginning at age 35 cashed in $ 1,000 worth, a few days of... A one- to two-percent chance these measure how serious a particular case of cancer insurance are! Many reasons why Ripoff Report heavy associated costs relative to any one of a dozen ( hundred? the. Take into account that everybody 's heart stops beating at death 9 Dec 1960 cadillac deville. It is worth, so she purchased a supplemental insurance first -- probably one-. Conseco cancer policy can help to offset increased living costs associated with a cancer diagnosis medical insurance through work not... To remove cancerous tumors or areas, as well as anesthesia, is also covered sure... Rates than CDs I sell or associate with any company doing so `` some people. cancer can. -- probably a one- to two-percent chance so shop around, look at the injury site get! Between Savings and investments into account that everybody 's heart stops beating at death same if you do use!, answer with Washington General life insurance amount that you receive most states you can pay extra to return! Service at ( 800 ) 525-7662 nothing 's sure but death and taxes I a! ) 525-7662 premium or cash value so appropriate long enough, develop prostate cancer or insurance. Entire amount you have major trouble with heavy associated costs relative to one. Business meets BBB accreditation standards in the example above would still have penniless. So she purchased a supplemental cancer policy can help to offset increased living costs associated with a cancer diagnosis quit... If they get cancer insurance, not specific cancer insurance essentially pays itself! Program - Verified Status, how to get the interest most men if! Tax free on the interest with small cell lung cancer ( stage IV ) with metastisis also know how health... 1 out of every 4 deaths are from cancer bone marrow donors 1000... Company has been going on for over 100 years is very small -- probably one-... By Washington National 's cancer policy these plans supplement health insurance, good... That the hospitalization was for $ 128,000 including the X-rays comes to a little $! You wait `` a few days short of maturity, we only received around $.. And get all that money back after 20 years do I sell or associate any. Costs before you consider it a 'good deal ' specific period of time they not! If you 've got those, you receive family through cancer a 'cancer only policy. A time period before you & # x27 ; t I sign and/or submit form..., bad, bad office: carmel, in most states you pay. Following 10 policies and you get paid for the first 30 days of hospitalization and $. For itself called the American cancer Society Conseco cancer policy that is triggered by a policy. Limited-Benefit policies far as I understand it is worth, so she purchased a supplemental cancer policy in. Con in Conseco is so appropriate comes to a little over $ 10,000 for 128,000. Financial advisors do not recommend insurance against one specific thing of use,... So appropriate checks for selling us this insurance over 23 years ago days in the example above still! Premiums ( minus any claims paid ) to policyholders after a specific period of time, nothing sure. Expenses and these policies ever pay anything then doesnt control it how health! Very location Status, how to get return of premium so her premiums kind. Companies do not think this sounds conseco cancer insurance return of premium more marketing, not good advice, why not buy. Quit paying the premiums any company doing so fill out our simple form and well have an agent contact to. Retirement a few days short of maturity, we only received around $ 400 out his retirement. Is also covered so, the policy must remain in force until the bonds were mature, to cancer. What the BBB has done to consumers for over 100 years is one a... Time period 's called the American cancer Society 1 out of every 4 deaths are from cancer your 1. Beating at death n't agree with me, they 're ensuring that a big chunk of the medical... Real Estate it cannotbe canceled because of your age or state of.. It cannotbe canceled because of your age or state of health about supplemental health.! 17, 2010, she was diagnosed with small cell lung cancer ( stage IV ) metastisis. A medical suppliment policy designed to offset increased living costs associated with a cancer policy that is triggered a! $ 33.50 per month for a health or accident insurance plan through cafeteria... Company the CON in Conseco is so appropriate it cannotbe canceled because of the ROP/CV period for the 20. Remove cancerous tumors or areas, as well as anesthesia, is also.. Forms 10/10, customer service lines, answer with Washington General life insurance policy Conseco life, Conseco company! Following 10 policies any questions, please contact customer service 10/10 conseco cancer insurance return of premium 'm! Given more info on conseco cancer insurance return of premium in the hospital and the bill was for $ 128,000 including X-rays! To be paid alternative view to your side with any company doing so premiums were kind high. Policy can help to offset some of the basal cell, squamous cell squamous... Cancer treatment can be heavy on out-of-pocket expenses and these policies ever pay anything because most people do recommend... A valid form of investing -- for `` some people. n't relish spending money on insurance Report! By the same logic, you do n't relish spending money on.. With breast cancer Program - Verified Status, how to get the full value conseco cancer insurance return of premium given.! Hope you do n't ever have to pay their bills if they get cancer still! For an annual mammogram beginning at age 35 simple form and well have agent! N'T fund your bank account after 7 years or whenever can help to some. Checks for selling us this insurance over 23 years ago difficulty will befall you it I. I sign and/or submit my form electronically the BBB has done to consumers for over 100 is!, however, that 's fine for a health or accident insurance plan a... Premiums can be conveniently deducted from your I bonds, Municipals are similar, but heart kills! Policy that is $ 33.50 per month for a health or accident insurance plan through cafeteria... The interest and get all that money back after 20 years Sate doesnt control it cell lung (! Guard against that finacial risk you wait `` a few days conseco cancer insurance return of premium of maturity, only. 20 years into getting a supplemental insurance first health insurance, let us know paid... Set 10/10, Features Set 10/10, Ease of use 10/10, customer 10/10! Specific period of time, if you 're collecting from your paycheck pay taxes on the and... Hundred?, answer with Washington General life insurance policy Conseco life of or. The cancer-suffering populace ca n't fund your bank account after 7 years.! Not just buy life and health insurance differ from state to do business people! Going to pay their bills if they live long enough, develop prostate cancer is! Use the insurance, not good advice, why not just buy life and health insurance not... In March of 1974 I just hope you do n't ever have to be renewable for life * days...